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Current posted rates are in effect as of 08/16/2010 4:58:15 PM Central Time. Rates are subject to change without notice.
30 Year Fixed Conventional
Rate
Points
APR
Lock Days
4.375%
0.000%
4.425%
35
4.125%
1.000%
4.259%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
FHA 30 year 96.5% Financing
Rate
Points
APR
Lock Days
4.500%
0.000%
4.564%
35
4.250%
1.000%
4.399%
35
The APR is calculated using a loan amount of $200,000 and these typical fees.
20 Year Fixed Conventional
Rate
Points
APR
Lock Days
4.250%
0.000%
4.300%
35
4.000%
1.000%
4.133%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
15 Year Fixed Conventional
Rate
Points
APR
Lock Days
3.875%
0.000%
3.962%
35
3.625%
1.000%
3.859%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
10 Year Fixed Conventional
Rate
Points
APR
Lock Days
3.750%
0.000%
3.875%
35
3.500%
1.000%
3.839%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
30 Year Fixed Rate Jumbo
Rate
Points
APR
Lock Days
5.375%
0.000%
5.401%
35
5.125%
1.000%
5.241%
35
The APR is calculated using a loan amount of $500,000 and these typical fees.
5/1 ARM 30 year Amortization
Rate
Points
APR
Lock Days
3.750%
0.000%
3.323%
35
3.375%
1.000%
3.297%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
5/1 ARM Interest Only
Rate
Points
APR
Lock Days
4.000%
0.000%
3.393%
35
3.625%
1.000%
3.368%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
5/1 ARM 30 Year Jumbo
Rate
Points
APR
Lock Days
5.000%
0.000%
4.855%
0
4.375%
1.000%
4.771%
0
The APR is calculated using a loan amount of $500,000 and these typical fees.
7/1 ARM 30 year Amortization
Rate
Points
APR
Lock Days
4.125%
0.000%
3.534%
35
3.750%
1.000%
3.472%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
7/1 ARM Interest Only
Rate
Points
APR
Lock Days
4.250%
0.000%
3.463%
35
3.875%
1.000%
3.439%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
10/1 ARM 30 year Amortization
Rate
Points
APR
Lock Days
4.500%
0.000%
3.874%
35
4.375%
1.000%
3.892%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
10/1 ARM Interest Only
Rate
Points
APR
Lock Days
4.750%
0.000%
3.602%
35
4.375%
1.000%
3.579%
35
The APR is calculated using a loan amount of $250,000 and these typical fees.
Conventional Conforming rates are based on a credit score of 740 or higher and 80% loan to value for the PURCHASE of a primary residence. Higher loan amounts may receive rates lower than posted and lower loan amounts may receive higher rates than posted. Please call us for a quote.
Jumbos rates are based on a credit score of 740 or higher and 75% loan to value.
ARM loans quoted at 75% LTV with 740 minimum score. Please call us for a quote.